The state of your future: how to choose between an in-state and out-of-state college

When deciding where to attend college, you and your family have a lot to consider, including location. Should you stay close to home or go to college in another state? There are pros and cons to both options.

Pros

• Tuition will likely be lower than at an out-of-state school, but you should still consider all potential costs. For example, does the state you’re considering have a lower cost of living?
• College is a significant transition, and having family and friends nearby can be a valuable source of support and encouragement.
• You're likely familiar with the school and surrounding area and might already have a fondness for it. 

Cons

• An out-of-state college might offer a better education than your in-state options.
• You might miss out on broadening your horizons by living in another state and being exposed to its lifestyle.

Can you still build independence if you stay in state?
Absolutely. Just because your family is nearby doesn't mean you'll spend all your time with them. You can still get involved on campus, make new friends, and build your own college experience. Many students who stay in state become very independent.

Pros

• Some out-of-state schools may offer a degree program you're interested in or have a stronger program than what's available at an in-state school.
• You'll explore a new area, meet new people and experience life in a different part of the country.
• You’ll have opportunities or connections to certain industries you may not be able to get in your state. 

Cons

• Going out of state will most likely be more expensive than staying in state.
• If you’re close with your family and friends, it could make for a tougher transition.

Why does out-of-state tuition cost more than in-state tuition? 
In-state tuition is usually lower because state governments help pay for part of the cost. They do this to make college more affordable for students who live in that state. Because states don't help pay for students from other states, out-of-state tuition is usually higher. 

What costs should families consider when going out of state?

Many families forget to factor in travel costs, both for the initial move and visits home. It’s also important to consider not just tuition, fees and housing, but any costs that could change when a student moves out of state, such as insurance.

Do colleges have a limit on how many out-of-state students they will accept?

It varies. In many cases, public universities are built to serve the citizens of that state, so ensuring enrollments of qualified residents will be the priority. 

Contributor Matt Lopez, Vice President, Academic Enterprise Enrollment